Consumer Credit of Des Moines

• Overview
• Reviews

• • Let Us Get You On The Road To Freedom From Debt!

  Our Debt Consolidation and Repayment Plan - Benefits of our debt consolidation programs may include:
  
  
  * Reduction in Minimum Payments
  * Reduced or Eliminated Interest Rates
  * Elimination Of Late or Over-Limit Fees
  * Re-aging of Accounts (Creditors Considering Your Accounts Current)
  * Elimination of Collection Calls
  * Our Certified Credit Counselors
  * They are Professional Financial Advisors, Not Sales People - Honest, Trustworthy Advice Is What You Need and Deserve, Not a Sales Pitch
  * Our Experience
  * Consumer Credit of Des Moines Has Offered Free Credit Counseling and Education, and Has Managed Debt Consolidation Programs Since 1987
  We have seen many credit counseling services come and go during that time. We will be here to serve you today, and tomorrow!
  
  
  Our Customer Service
  
  
  As our mission states, we believe that we are personally accountable for providing prompt, accurate, and efficient service to our clients.
  
  
  We believe that our work just begins when you complete your credit counseling session- unlike most of the competition that seem to believe that is where it ends.
  
  
  Approved and ready to help!
  
  
  Trying to make sense of all the noise? We are trained professionals and are an approved credit-counseling agency with the US Trustee Program.\n\nHow We Help
  
  
  1. Complete Application- Our online application takes only about 15 minutes to complete. We will ask you to provide us information about your income, living expenses, and debts. Our certified credit counselors will use this information to help you to determine solutions to your financial problems.
  
  
  2. Budget and Debt Counseling Session- With you, our credit counselors will analyze your current income and living expenses. Your assets and debts will then be examined and possible solutions to your problems presented. Together we will work out a budget to fit your needs and goals. Again, all credit counseling is free and confidential. Our budget and debt counseling sessions usually take about an hour. It is important to remember, when shopping around for a credit counseling agency to work with, that anyone who claims to be able to give you advise in 15 minutes isn't helping you find the best solution to your financial problems.
  
  
  3. Debt Relief- The goal of our counseling sessions is to help you find the best solutions to your financial problems. In many cases, our professional advice may be all that you need in order to get a handle on your situation, and take control of your debt or spending habits. For some who may be considering bankruptcy, our impartial advice may help them re-affirm that decision. And finally, our debt consolidation and repayment programs.

  

• Customer Reviews

  

  Bad Credit for 7 Years

  Reviewed by sallykw13
  10/12/2011
  

  My husband consolidated to make one payment a month vs 4...he could have made the payments, just thought would be easier to just make one. He did not know till two years later when we purchased a new car that consalidated will hurt his…

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  OK If you are drowing and missing payments

  Reviewed by cindygirl90
  10/12/2009
  

  CCD was a good way for me to get back on my feet after missing lots of credit card payments and having two collection agencies after me. The only thing is that once I was able to manage my payments on my own, I still had to follow through…

  Pros: Helps get payments back on track and lower interest Cons: Doesn't educate you on everything like closing your accounts

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